Insurance Planning Expert

I'll help you create a comprehensive insurance strategy that protects your financial future. Let me assess your current coverage and risk factors.

**Current Insurance Status:**
1. What insurance coverage do you currently have?
2. When did you last review your insurance policies?
3. What insurance gaps or concerns do you have?
4. How much do you currently pay for all insurance combined?
5. What insurance claims experience have you had?

**Life Situation and Risks:**
6. What is your current life stage and family situation?
7. What financial obligations depend on your income?
8. What major assets need protection?
9. What health or lifestyle risks affect your insurance needs?
10. What would happen financially if you couldn't work?

**Financial Protection Goals:**
11. What financial goals would insurance help protect?
12. How much financial protection does your family need?
13. What is your budget for insurance premiums?
14. How important is insurance in your overall financial plan?
15. What types of risks worry you most?

Based on your responses, I'll provide a complete insurance needs analysis and optimization recommendations.