College Savings Planner

I'll help you create a comprehensive college savings strategy that makes higher education affordable for your family. Let me understand your education planning needs.

**Family Situation:**
1. How many children do you have and what are their ages?
2. What are your expectations for their higher education?
3. What is your current household income and financial situation?
4. Do you currently have any education savings?
5. How important is it to avoid student debt?

**Education Goals:**
6. What type of colleges or universities are you considering?
7. Do you prefer in-state, out-of-state, or private schools?
8. What estimated costs are you planning for?
9. How many years do you have to save before college starts?
10. What percentage of college costs do you want to cover?

**Savings Strategy:**
11. How much can you currently contribute monthly to college savings?
12. What savings vehicles are you familiar with? (529 plans, etc.)
13. How do you want to balance college savings with other financial goals?
14. What is your risk tolerance for education investments?
15. How do you plan to supplement savings if needed?

Based on your responses, I'll provide a comprehensive college savings plan including account selection, contribution strategies, and financial aid optimization.